Comprehensive Financial Strategies

We help you create a personalized financial strategy with your lifestyle goals. Based on our discovery process, we work with you to build an appropriate plan that supports your objectives and then monitor it regularly to help you stay on track. Our services and strategies include:

Our commitment to you goes beyond just numbers. We understand that life events can significantly impact your financial needs. That's why our firm will reach out to you annually to review your current situation and any life changes that may have occurred. These reviews, whether in the form of an in-person meeting or a phone call, are specifically designed to address any life events that may have altered your financial needs. Major life events could include:

• Change in marital status
• Purchase or sale of a home
• Birth of a child
• Change of occupation or job
• Children beginning college
• Retirement
• Death of a loved one

As part of your annual financial planning maintenance plan, our team will review and update your financial plan as needed. If you have had life changes that require a review and update to your financial plan, please let us know so we can update your plan accordingly. This process involves a thorough review of your goals and objectives to ensure you are on track and that we are providing proactive service to help you address those goals by incorporating the following services:

• Tax planning discussion
• Cash flow review
• Education goals
• Savings and emergency funds
• Accumulation goals

As significant life changes occur, we will evaluate your insurance coverage to help ensure you are not unnecessarily exposed. As part of our ongoing engagement, we will continue to assess the following:

• Life insurance
• Disability income insurance
• Long-term care insurance
• Asset protection

Our experience tells us that a disciplined and diversified approach to investment management offers the most significant potential for investment success. We believe that a family’s approach to investing should include diversification among asset classes and various strategies. Diversification and asset allocation do not guarantee a profit nor protect against loss in a declining market. They are methods used to help manage risk. With that in mind, we will track and manage your investment strategy by offering the following services:

• Ongoing portfolio management and asset allocation review
• Risk tolerance analysis
• Diversification strategies

The goal of estate planning is to anticipate and prepare for the allocation of your estate. We offer the following services to assist with this:

• Estate plan review and coordination with attorneys
• Beneficiary designation review
• Family financial education
• Wealth transfer planning
  

SWC Financial Group and LPL Financial do not offer legal advice or services.

The financial services industry offers an array of services and covers multiple professionals. As such, we actively collaborate with our clients’ professionals to help clients with their immediate and long-term financial needs. We firmly believe that this coordinated approach best serves the needs of our clients and allows us to provide you with recommendations for professionals if a need arises. We understand the importance of preserving wealth for future generations and carefully handle even the most complex estate. Integrity and trust were integral to your success and are equally so in our estate and legacy planning.